Dental care is an investment in your health, your confidence, and your quality of life, but cost can be a real barrier for many people. Whether you’ve been putting off a cosmetic procedure or need to address something more pressing, figuring out how to pay for it shouldn’t be the hardest part. Fortunately, 0% financing options make it possible to get the care you need now and pay for it over time without racking up interest charges.
At Green Lake Cosmetic Dentistry, we believe that cost should never be the reason someone avoids dental care. That’s why we offer Cherry financing alongside an in-house membership plan designed to make treatment accessible for patients throughout Green Lake and North Seattle. Dr. Cherryl Ellison and our team are happy to walk you through your financing and insurance options so you can make the choice that works best for your life.
What Is 0% Financing for Dental Care?
Zero-percent financing means you can spread the cost of your dental treatment across a set number of monthly payments without paying any interest during the promotional period. Instead of paying your full balance upfront, you’re approved for a financing plan that breaks your total into smaller, manageable installments. As long as you pay off the balance within the interest-free window, you pay exactly what the treatment costs and nothing more.
This type of financing is especially helpful for treatments that fall outside of what insurance covers, such as cosmetic procedures, elective upgrades, or larger restorative cases. As the American Dental Association notes, many patients delay or forgo needed treatment due to cost concerns, which makes patient financing programs a meaningful tool for improving access to care.
How Cherry Financing Works
We offer Cherry financing as our third-party payment solution. Cherry is a patient-friendly platform that gives you the flexibility to finance treatment with a simple application process and multiple plan options. We offer an interest-free option for up to 12 months, which means you can cover the cost of your treatment today and pay it off over that period with no added interest.
Cherry can also extend financing terms beyond that window for patients who need more time. Longer-term plans carry low monthly minimums, making even more extensive treatment feel approachable. Applying is quick, and you can often find out if you’re approved before you leave our office. If you’ve been putting off a smile makeover,porcelain veneers, or another cosmetic treatment because of cost, Cherry financing is worth a conversation.
What Types of Treatments Can Be Financed?
Cherry financing can be applied toward a wide range of dental services at our practice. Whether you’re interested in cosmetic work or general dental care, financing makes it possible to proceed without delay. Some of the most commonly financed treatments include:
- Cosmetic services like teeth whitening, composite bonding, porcelain veneers, and Invisalign
- Restorative treatments such as dental crowns, bridges, and extractions
- Preventive and general dentistry services, including cleanings and exams for patients without insurance
- Larger treatment plans that combine multiple services across a single course of care
If you’re unsure whether your specific treatment qualifies, we’re happy to go over everything with you at your appointment.
Our In-House Membership Plan
For patients who don’t have dental insurance, our in-house membership plan offers another way to make consistent care more affordable. The plan is $36 per month for primary members, with additional family members added at a discounted rate of $34 per month. There is a $79 activation fee to get started. Membership covers your routine preventive care, including twice-yearly cleanings, and comes with discounts on other services throughout the year.
The membership plan pairs nicely with Cherry financing. You can use your membership to keep up with routine preventive visits while using financing for any larger or elective treatments you want to pursue. Together, they give you a complete toolkit for managing your dental health without insurance standing in the way.
Start Your Treatment at Green Lake Cosmetic Dentistry
Getting the dental care you want shouldn’t feel financially out of reach. Whether you’re exploring cosmetic options, keeping up with preventive care, or addressing something that’s been on your mind for a while, we have flexible ways to make it work for your budget. Dr. Cherryl Ellison brings warmth, skill, and a genuine commitment to patient-centered care, drawing on her training through the Spear and Seattle Study Club memberships to deliver results her patients love.
We proudly welcome patients from Green Lake, Wallingford, Phinney Ridge, Fremont, and throughout North Seattle. We also accept a wide range of PPO insurance plans, including Delta Dental, Cigna, Premera Blue Cross, Humana, and more. Ready to get started? Contact us today to schedule a consultation and learn more about your financing options.
